Side Hustle Ideas to Pay Off Debt

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I’m excited to bring you some legit side hustle ideas to pay off debt!

If you’re new to making money online, you might be skeptical of some of these online side hustles, but I promise they are awesome ways to earn money from the comfort of your home.

When you first begin your debt payoff journey, it’s important to learn how to budget and cut your expenses, to be able to pay off debt fast.

Once you have budgeting figured out, it’s time to look for ways that you can increase your income, and get out of debt even faster!

My husband and I started our debt free journey with over half a million dollars in debt, so I knew a side hustle was going to be essential to our debt payoff success.

We are both super busy with our professional career as doctors, running our own practice, and raising three kids. This doesn’t leave a ton of time for an extra job!

That’s exactly why I love online side hustles! You can do them from the comfort of your own home, by waking up early, or staying up late…and even during nap time on the weekends, so you still get plenty of family time.

You’re going to love these work at home side hustle ideas to speed up your debt payoff process.

Several of these suggestions even have free workshops or training that teach you how to get started!

Side Hustle Ideas to Pay Off Debt Fast


Are you the grammar police?  

Proofreading is a real way to earn money on your own time, in the comfort of your pj’s.  

Here is a link to a free workshop on how to start a proofreading side hustle.    

Virtual Assistant  

Online businesses, bloggers, and even traditional “brick and mortar” businesses need help keeping up with everything from email to social media.  

You can do all of this from home and from any location!  

This free workshop will give you some helpful info on how to get started as a virtual assistant.  

Pinterest Virtual Assistant

Oh yes, that’s right.  You can get paid to hang out on Pinterest.  I have personally “side hustled” as a Pinterest VA, before my blog got too busy.  

You can easily make a full time income, because businesses need you!  

Here is a link to a free workshop on how to get started as a Pinterest VA.  

Related Post: How to Make Money as a Pinterest Virtual Assistant


Is typing your jam?  

This is the perfect work at home side hustle for you!  

Here is a link to a free mini course on working at home as a transcriptionist.

Freelance Writing

You don’t have to start your own blog to make money writing!  

There are plenty of work at home writing opportunities available if that’s your passion.  

Here is a fantastic (and affordable) course all about how to get started with freelance writing.

Online Teaching

VIPKidis an amazing company!  

In fact, I have several mom friends that are doing this right now.  

If you have a bachelor’s degree, teaching English to kids in China might be a fun and fulfilling side hustle idea for you.  

Head here to apply and get started!

You can also try out Education First for online teaching.  

It’s similar to VIPKid, just a different company to apply to, and increase your chances of landing a fantastic teaching job from home.  

Start the application process, or get more info here.

Both of these online teaching programs can earn you $20-$22/hour! 

Bake and Sell Dog Treats

If you have a passion for baking, or dogs, or both…this is the side hustle for you!

Kristen from Diva Dog Bakery, can show you how to be quickly on your way to making $500-$1000/month selling dog treats!

You can check out the free workshop for more information here.

Food Delivery (Door Dash + Uber Eats)

My husband regularly drives for both Door Dash and Uber Eats and makes about $400 per week.

It’s been a huge help to have this weekly boost in income as we plow through our six figure debt.

If you have any food delivery services like Door Dash or Uber Eats in your area, definitely give it a shot!

Start an Etsy Shop

There are tons of women that make an awesome side hustle (or full time) income selling everything from crafts to printables on ETSY. 

It’s a great way to make extra income, and can be so much fun!  

If you have a passion or hobby you love, there’s a good chance you can turn it in to a business on Etsy!


Blogging is my personal online side hustle love! The problem with blogging is that people make it sound like success is easy and will happen over night.

If you want to make blogging your online side hustle, you totally can, but it will take a lot of time and effort to create a profitable blog.

My blog has made money, but I’ve also spent a lot of money on courses and training over the past 3 years of my blogging journey.

I’m finally starting to make consistent profits, but it definitely did not happen fast!

You can head to this post, and learn how to get your blog up and running if it’s something that interests you!


How to Make Money Blogging

Start a Mom Blog and Work from Home

Take Surveys

Sites like Survey Junkie and Swagbucks, will pay you for your opinion.

This is something you can do during your nightly Netflix binge, and earn cash or gift cards for your efforts!

You can head to this post for a more comprehensive list of online surveys!

Lose Weight and Get Paid

Healthywage is an app where you can lose weight and make some serious cash just by hitting your goal!

It’s motivating and a good side job!  Lose weight and get paid instead of paying for a bunch of weight loss junk you know you won’t use!

Related Post:  Get Paid to Lose Weight

Freelance on Upwork, Fiverr, or Freelancer

Do you rock at graphic design, know how to grow an Instagram account, or are you an awesome writer? 

People are looking for your help on their online projects!

Bloggers, online business owners, boutiques, and other businesses all need your help to grow their social media accounts and online platforms.

I love the way the internet allows so many creative ways to earn an income from home!

Which online side hustle is right for you?

Have you tried a work at home side hustle idea that helped you get out of debt fast? Let me know in the comments!

Work at home online side hustle ideas that you can use to pay off debt fast.Earn money online by working at home and building profitable online businesses.Start an online business that you can work on at any time and earn extra income from home to pay off debt faster.
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hi! I'm shannon

I’m a wife, mom of three, doctor, and blogger! In 2018, I decided to turn my mom blog, into a personal finance blog so others could follow along on our journey to pay off over HALF a MILLION dollars in student loan and practice start up debt. I hope you enjoy following along, and maybe even find some inspiration along the way.